Credit reports online for free let you see what creditors see, but you'll also find how much
private information isn't so private. There are certain options available to you which
control who gets to see your information and who doesn't. So after you look over credit reports
online for free, you can get a better idea of what you want to keep private.
Some people who check out credit reports online for free may not be particularly worried
about who sees their financial information. But it would be wise to keep in mind that one of the
fastest growing crimes is identity theft. And the more people that have access to your personal
information, the more likely it will be stolen.
When you get credit reports online for free, you'll find a wealth of financial information.
And privacy laws give you the right to prevent some sharing of this information. However,
financial companies are allowed to give your information to other companies if those companies
are involved with promotion or marketing the financial companies' products. They can also
provide records of your transactions to other companies for the purpose of data processing,
mailing services or recording credit history.
After you've looked at credit reports online for free, you'll want to start reading the
privacy notices you get from financial institutions. The notices will tell you if the company
plans to share your information that's not automatically permitted by law. This is the type
of information that you can prevent("opt out") them from sharing. The notice will explain
the steps required to opt out.
Credit bureaus that produce the credit reports online for free are also permitted to sell
your credit report information to creditors and insurers who send out pre-approved offers.
You can opt out of getting these types of offers by calling 1-888-567-8688 which covers all
three major credit bureaus.
To get credit reports online for free and free 30 days of credit monitoring, please go to
free instant credit reports.
